 What you see above is a record of debt owed to me and payments made by my son. Earlier this year he wanted to make a large purchase that was outside of his current financial ability, and he approached me for credit. We discussed it and I agreed that it was a worthwhile investment for him because the product relates to his income source and one of his dreams (future goals), and because it was a lesson on debt that I want him to internalize ASAP. You know, it's one thing for me to repeatedly say don't get into debt, and another, more powerful thing for him to experience it. This isn't the first time he's experienced being indebted to me for a purchase, of course, and obviously owing me hasn't hit him hard enough just yet so I'm thankful the opportunity presented itself again while he's still under my charge. I was inspired to write this post today (6.29.2016) because he came to me and asked for money, and I happily replied, "I will not loan you anything else until your current debt is cleared." And let me tell ya ... he put in an hour's work to get back on track settling this debt because he doesn't want his bank to remain closed. Folks have asked me about giving allowances and how I determine how much to pay him, and I'll share that with you in a future post later this month. My most-popular mentoring session is The Financial Breakthrough. If you're in need of a money turnaround. Don't wait another minute. Schedule with me today to prepare for increase in your future.  There's nothing better than reading in someone's own words how you impacted their life. Today I'm sharing a recent testimonial I received from a client. Remember: we can take someone else's testimony and use it to construct a vision of what's also possible for us in the future. If it can happen for one, it can happen for us all. If you're ready to start living the life of your dreams, schedule a call or book a package today.    Happy, Blessed & Prosperous New Year, dear ones! I'm putting another annual planner to rest this week. It's amazing how fast time goes by. It seems it takes forever to get to 16, 18 and 21 years old but then when you hit 30 everything's accelerated and there's no stopping it. I'm excited for 2016. Are you? Or are you dreading it? I hope you're not dreading it but I understand if you may be. The last quarter of 2015 was rough for a lot of folks. Myself included. I had to fight through some ugliness to secure the vision for 2016. If you've been struggling in anything you have to do the same - press through and grab hold of the light shining through. No matter how small the glimmer of that light, if you fully take hold of it you have enough to keep you going until breakthrough comes. It will come. I'm a witness. As soon as you get the vision for the days head, be sure to write it down. Seeing it in your mind's eye is always the first step to achievement and attainment but don't stop there. Write it down. Rehearse it by speaking it out. Share your vision with others. Do the necessary work. I dedicated the last 40 days of 2015 to put the tent pegs in the ground for the personal territory I'm taking in 2016. Throughout the upcoming year I'll share parts of my process so you can learn from the supernatural strategies I implemented and gleaned during that time. I hope that'll encourage you to keep moving forward in all you've endeavored to do. In the email I sent out to subscribers this week there's a coupon for 50% OFF mentoring packages and a payment plan option. Also, I'd like to invite you to register for the FREE Prepare to Launch 2016 webinar, January 15 1 p.m. to 5 p.m. EST hosted by Linda Dominique Grosvenor-Holland The Grow Your Dreams Midwife™. The best is yet to come.   Have you seen this? It was all over Twitter yesterday, so you probably have. Of course, I don't have all the facts or know what's behind their tension, but I would've fired them both if I were their supervisor because it was inappropriate. They're news professionals not reality tv actors, and represent a media corporation that's supposed to have a reputation of providing reliable information. Bad news and behavior often travel faster than good, and I wouldn't want my company associated with that incident. I've been in this position with finger pointing, bickering and neck flying. In the moment you really feel you're in the right. But when you get to see a recording of it after the fact, you realize you look like a child throwing a temper tantrum. It's not pretty. Man or woman. As we mature our emotional intelligence should increase to a point where we're able to remain calm in all situations. I often think back to a lesson my dad taught when I was young about being thermostat or a thermometer. A thermostat is controlled by an individual. This is self-control and discipline, where you decide what raises your temperature and gets you heated. A thermometer simply responds to the temperature around and has no control over it's reaction; it just goes up or down. Self-control and emotional intelligence have to be learned and cultivated. They're not intrinsic to human behavior. We're born wanting our way and only through training do we learn that life is full of compromise - also known as patience. I've had to focus on improving my self-control, patience and emotional intelligence over the years. I'm still a work in progress, but I'm thankful I'm not where I used to be. If you're struggling with self-control, patience or emotional intelligence be encouraged because you can improve. I can help you assess the situation, compose a plan to increase in the areas of deficiency and track your progress as you implement proven strategies. Schedule a call or book a package today.    Last week I wrote about putting systems in place for small business so this week I'm tackling systems for home and relationships. We all fall into one of the following categories:
I have systems for business and home. To give you an idea, one of the many things I do at home is wash dishes once a day as one of the last things I do before going to bed. I'm not willing to wash dishes more than once a day - holidays and special occasions are different, of course - because I have other things to do with my time. But what I need for the day is ready when I get up each morning, in addition to waking to a clean and empty sink to fill throughout. Included in this process is that if someone wants a dish that's in the sink after breakfast or lunch, it's their individual responsibility to clean it for use. This system works in my household and everyone's privy to it. It may not work in yours, but it's now a framework you've been exposed to that will help you adopt a system for your life if you need one. When I worked outside of the home and didn't homeschool, when we came in the door each afternoon, you put your shoes in the cubby under the washer, washed hands, backpacks were emptied and papers were sorted into two baskets - what I needed to review and homework. Snack was served and homework was completed at the kitchen table as I made dinner. You also need systems for relationships. Whether work or personal you need to know each party's expectations, needs and desires and determine which are appropriate for you to fulfill and which you're willing to meet. For example, it's not proper for you to return to work each week after your days off and share your personal experiences with your manager. However, it's very appropriate to share your daily happenings with your spouse and family. Just as business owners train employees, we have to train our loved ones how to treat us. Right now I'm learning my sweetheart and he's learning me. We're teaching each other how we need and want to be treated by the other and aligning our behaviors. We're communicating our expectations so that systems can be developed as we move forward. These systems won't always be the same because people change, but it's easier to adapt something that already exists than it is in these beginning stages where we're creating one process from two different entities. I'm teaching on this in greater detail in a live web event Tuesday, October 13, 2015. I encourage you to look over your business/work, home and relationship systems this week and note any areas needing improvement. If you've already received enough information to implement change, get it done. if you need an outside pair of eyes to target a success strategy schedule a call or book a package today. I'd love to help make your life easier.  Mentors are excellent accountability partners as you travel the road to success.  DISCLAIMER: If you're not ready for some blunt truth DON'T READ THIS. As a mentor I often help clients get unstuck and move out of wilderness seasons into harvest. But I have to admit there are a few who choose not to heed my wisdom and therefore, choose to remain stuck. That's right, dear ones, it's always our choice to take action or not. I recently spoke with someone who stated they had no control of their time. There's no truth to that testament. Even if you submit your life to someone else's control, your choice and actions of submission are always in your control. When you contract with an employer you may think you've given up control of your time, but that's not true either. You're contracting a certain number of hours per day each week to perform specific tasks in exchange for pay. You chose what to do with your life and time when you accepted the position. If you're working a job where you feel stuck and that you have no control, there are a few things you need to do.
You have the power to get unstuck. You have control of your life and can make it excellent. Sometimes we stay stuck because we're only using the information we have to date and we can't go any further until we seek counsel. If you're stuck and need a supernatural strategy to move forward schedule a call with me today.   |
Zari Banks, M.EdLife-Hack Strategist 
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